PBI Bank! - Personal Banking - Certificates of Deposit


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Certificates of Deposit
Achieve your financial goals.

Earn a competitive interest rate without sacrificing your peace of mind. We offer FDIC insured Certificates of Deposit with rates that consistently beat the national average.

	Minimum Deposit of only $500
	FDIC Insured
	24 Hour Online Access to your Account
	Award Winning Rates
	Choose from a Variety of Maturities

Rate Comparison

APY*

6 Month CD	3.76%
National Average¹	4.74%

¹ Source:Bankrate.com™ 8/1/2006

Earn an attractive yield on your choice of maturities. Check out our demo to see how easy online banking can be. If you have any questions, please visit our Customer Service Center. Apply Now to take advantage of all these great features!

6 Month CD	3.70%	3.76%	$500	$100,000
1 Year CD (12 Months)	3.69%	3.75%	$500	$100,000
2 Year CD (24 Months)	3.69%	3.75%	$500	$100,000
2.5 Year CD (30 Months)	3.69%	3.75%	$500	$100,000
3 Year CD (36 Months)	3.69%	3.75%	$500	$100,000
5 Year CD (60 Months)	3.69%	3.75%	$500	$100,000

Small Print

•

Interest is compounded monthly

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We reserve the right to limit the amount and number of CDs from any one entity

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We guarantee the annual percentage yield for 20 days from the date of application

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Funds and signed application, with a copy of US Government issued photo ID for all signers, must be received in order to obtain stated interest rate

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Interest will begin to accrue when paperwork is complete, account is processed and funds are collected

•

We do not accept credit card convenience checks for deposit

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Annual Percentage Yield assumes that interest will remain on deposit until maturity, a withdrawal will reduce earnings

•

Early withdrawal penalties

Original Maturity	Penalty
12 Months or Less	3 months interest on the amount withdrawn
Greater than 12 Months	6 months interest on the amount withdrawn

•

You may not withdraw from this account during the first 90 days account is open

•

Please view our FDIC page to determine the amount to which your account will be insured

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Read additional Terms and Conditions for this account.

*Annual Percentage Yield. APY current as of 11/21/2008.